The top 10 wealthiest US suburbs have average incomes as high as $612K, but experts warn they're magnets for crime

America's wealthiest suburbs are concentrated successful a fistful of places — and 1 New York municipality has present topped the database 3 years running.

Scarsdale, tucked into Westchester County astir 25 miles northbound of midtown Manhattan, ranked archetypal successful MoneyLion's 2026 investigation of the nation's 50 astir affluent suburbs (1), with an mean household income of $612,591 successful 2024. Home values determination mean $1,673,358 arsenic of April 2026.

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Eight of the apical 10 wealthiest suburbs are successful conscionable 3 states — New York, California and Texas — with the past 2 each placing 3 suburbs successful the apical 10. California besides led each states with 16 of the apical 50 entries.

The hidden outgo of affluence

The entreaty of these communities is obvious: top-ranked schools, constricted lodging proviso and proximity to large metro areas.

But Rudri Patel, a certified fiscal adept astatine MoneyLion, flagged a less-discussed downside successful a USA Today study (2): "Where you spot affluence, you besides spot hazard of individuality theft and ligament fraud and the imaginable for scams."

It's a informing backed by national data. According to the FBI, white-collar crimes (3) — which see individuality theft, ligament fraud, concern fraud and firm schemes — are not victimless and tin "destroy a company, hitch retired a person's beingness savings, outgo investors billions of dollars and erode the public's spot successful institutions."

According to Huntington Bank's backstage wealthiness information guidance (4), "high-net-worth individuals are specifically targeted owed to their divers and heavy holdings." Their analyzable fiscal lives — often involving aggregate accounts, properties and concern interests — tin make much imaginable introduction points for fraudsters than the mean household.

The FBI's 2025 Internet Crime Report recorded an all-time precocious of astir $20.9 cardinal successful cybercrime losses (5) — a 26% summation from 2024. Investment fraud was the azygous largest class astatine $8.6 cardinal successful losses, followed by concern email compromise astatine $3 cardinal and tech/customer enactment scams astatine $2.1 cardinal — each schemes that disproportionately people radical with important assets and analyzable fiscal lives.