Texas Capital (TCBI) Q1 2026 Earnings Transcript

Motley Fool Transcribing, The Motley Fool

Thu, April 23, 2026 astatine 10:51 AM CDT 36 min read

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Thursday, April 23, 2026 astatine 9 a.m. ET

• Chairman, President, and Chief Executive Officer — Rob Holmes

• Chief Financial Officer and President, Texas Capital Bank — Matt Scurlock

• Head of Investor Relations — Jocelyn Kukulka

Operator: Hello, everyone. Thank you for joining america contiguous for the Texas Capital Bancshares, Inc. First Quarter 2026 Earnings Conference Call. My sanction is Sammy, and I volition beryllium coordinating your telephone today. I volition present manus implicit to your host, Jocelyn Kukulka, Head of Investor Relations, to begin. Please spell ahead, Jocelyn.

Jocelyn Kukulka: Good morning, and convey you for joining america for Texas Capital Bancshares, Inc.’s First Quarter 2026 Earnings Conference Call. I americium Jocelyn Kukulka, Head of Investor Relations. Before we begin, delight beryllium alert this telephone volition see forward-looking statements that are based connected our existent expectations of aboriginal results oregon events. Forward-looking statements are taxable to some known and chartless risks and uncertainties that could origin existent results to disagree materially from these statements. Our forward-looking statements are arsenic of the day of this call, and we bash not presume immoderate work to update oregon revise them. Today’s presumption volition see definite non-GAAP measures, including, but not constricted to, adjusted operating metrics, adjusted net per share, and instrumentality connected capital.

For reconciliation of these and different non-GAAP measures to the corresponding GAAP measures, delight notation to the net property merchandise and our website. Statements made connected this telephone should beryllium considered unneurotic with the cautionary statements and different accusation contained successful today’s net release, our astir caller Annual Report connected Form 10-K, and consequent filings with the SEC. We volition notation to slides during today’s presentation, which tin beryllium recovered on with the property merchandise successful the Investor Relations conception of our website astatine texascapital.com. Our speakers for the telephone contiguous are Rob Holmes, Chairman, President and CEO, and Matt Scurlock, CFO. At the decision of our prepared remarks, the relation volition unfastened the telephone for Q&A.

I volition present crook the telephone implicit to Rob for opening remarks.

Rob Holmes: Good morning, and convey you, Jocelyn. We participate this 4th with wide condemnation successful our strategy and the disciplined execution required to proceed unlocking important worth for our shareholders and clients. First 4th outcomes bespeak our displacement successful strategical absorption to accordant execution and realizing the afloat imaginable of our investments. This quarter, we took decisive steps to align our organizational operation with that imperative. I americium pleased to denote strategical enforcement enactment appointments that further heighten our positioning for growth. Jay Klingman volition modulation to Head of Private Bank and Family Office pursuing 5 palmy years gathering and scaling our mediate marketplace and concern banking franchises.