Robert Kiyosaki warns ‘the worst crash' since the Depression is coming soon. Here's how he says you can protect yourself

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After a twelvemonth of crisp swings and astonishment rebounds, immoderate investors are taking a person look astatine their portfolios, and whitethorn beryllium wondering whether betting connected America is inactive a bully idea.

And they’re not alone. Robert Kiyosaki, the Rich Dad, Poor Dad writer and longtime idiosyncratic concern commentator known for his bold economical claims, cautioned successful a station connected X successful precocious 2025 that “the worst clang successful history” whitethorn beryllium unfolding, and it could commencement with the banal marketplace (1).

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If the marketplace felt similar a roller coaster successful 2025, you’re not imagining it. Headline-grabbing quality sent the S&P 500 and Nasdaq tumbling much than once. Yet, each time, they’ve managed to bounce backmost — often to caller highs.

But Kiyosaki thinks the worst is yet to come.

“Crashes bash not hap implicit night,” wrote Kiyosaki successful the aforesaid station connected X, adding that they “take decades to occur.”

He precocious doubled down connected his gloomy predictions successful a antithetic X post, penning connected April 17, “I WARNED EVERYONE (2).”

“In 2002 I released Rich Dad’s Prophecy. In 2026 the predictions successful Prophecy are coming true.”

Kiyosaki predicted an “Everything Bubble” volition burst and pb to “the top slump successful satellite history”.

Still, Kiyosaki claims today’s volatility has been gathering for much than a century, pointing to the planetary “economy of debt” and the U.S. arsenic a “debtor nation” arsenic factors that could intensify the effect of a marketplace collapse.

“This clang the satellite is going done now, perchance the worst clang successful past was started backmost successful 1913 , 112 years ago, erstwhile the Marxist US Federal Reserve Bank….took implicit America’s monetary system,” Kiyosaki wrote (1).

Here’s what his prediction means for you and your pocketbook, if and erstwhile it comes to pass.

Economic implications

Kiyosaki points to 1 main culprit down today’s economical stress: America’s ballooning debt.

“The bigger occupation is the nationalist indebtedness of the USA,” Kiyosaki stated successful a February 26 station connected X (3).

The full U.S. nationalist indebtedness is presently astir $39 trillion — a level galore experts see unsustainable (4).

Moreover, the caller warfare successful Iran besides added considerably to the nationalist debt. Speaking to NPR successful aboriginal April, retired Marine Colonel Mark Cancian reported that the fund was “about $28 billion,” including losses to damaged instrumentality (5).

But indebtedness isn’t conscionable a authorities problem.

The mean American user is saddled with mortgages, pupil indebtedness indebtedness and recognition paper debt. Total U.S. household indebtedness reached a grounds precocious of $18.8 trillion successful the 4th fourth of 2025 (6).

Meanwhile, Bankrate’s 2026 recognition paper indebtedness survey recovered that 61% of Americans reported carrying recognition paper indebtedness for astatine slightest a twelvemonth successful 2025 (7). That’s up from 53% successful precocious 2024.

And this isn’t indebtedness from splurges. One-third of those presently successful indebtedness accidental they relied connected their cards to screen mundane essentials similar groceries, childcare and inferior bills.

Even much troubling? Nearly 1 successful 5 borrowers don’t judge they’ll ever wage it off, according to the aforesaid survey.

With mean involvement rates topping 23.75% (8), recognition cards are present the highest-cost indebtedness galore Americans person — making it adjacent harder to interruption the cycle.

Read More: Robert Kiyosaki warned of a 'Greater Depression' — with millions of Americans going poor. Was helium right?

Affordability crisis

As if that weren’t enough, Americans are besides facing a full-blown affordability crunch.

A survey conducted by The Century Foundation recovered that astir 2 successful 3 Americans switched to cheaper groceries oregon bought little nutrient to prevention money. Even much shocking, much than 1 successful 3 revealed they skipped a repast successful the past twelvemonth (9).

The survey besides recovered that astir two-thirds of Americans deliberation that the system is not doing good — with 82% expecting the outgo of surviving to emergence further successful the adjacent 2 years.

Amid this tumultuous backdrop, you whitethorn privation to instrumentality immoderate steps to not lone grow, but besides sphere your wealthiness arsenic well.

Shockproof your portfolio with gold

With markets rattled and uncertainty piling up, Kiyosaki advises investors to buff up their portfolios with alternate assets, alternatively than sticking to accepted stocks.

The famed writer is known for his emotion for gold, which helium famously refers to arsenic “God’s money.”

Kiyosaki isn’t the lone 1 who thinks highly of the precious metal. Amid expanding uncertainty, much and much experts are jumping connected the golden bandwagon, propping up the yellowish metal’s hedging properties.

Ray Dalio, the laminitis and erstwhile CEO of Bridgewater Associates, the largest hedge money successful the world, said “gold is the safest wealth successful this benignant of environment," portion speaking astatine a league successful Dubai (10).

The precious yellowish metallic has been 1 of the best-performing assets implicit the past year, with prices hitting a highest of $5,589 successful January. However, enthusiasm cooled precocious aft President Trump announced Kevin Warsh arsenic his nominee for Fed chair.

Kiyosaki sees that pullback arsenic an opportunity.

“When Walmart has a SALE mediocre radical unreserved successful and buy, buy, buy. Yet erstwhile the Financial Asset Market has a sale….a.k.a…..CRASH…the mediocre merchantability and run….while the affluent unreserved in….and buy, buy, buy,” Kiyosaki tweeted connected Feb 1 (11). He specifically mentioned gold, metallic and bitcoin arsenic imaginable buys during a dip.

In different station connected X, Kiyosaki said helium doesn’t attraction astir the caller golden pullback, due to the fact that helium knows “the nationalist indebtedness of the US keeps going up and the purchasing powerfulness of the US dollar keeps going down (12).”

Open a Gold IRA

One mode to hedge your portfolio with golden is done a golden IRA, which combines gold’s inflation-resistant qualities with the taxation advantages of an IRA.

As 1 of the metal’s biggest advocates, Kiyosaki predicts golden prices volition deed an astronomical $27,000 per ounce, according to an X station connected Jan. 25 (13). To beryllium clear, golden would person to quintuple successful worth from its precocious for this prediction to travel to pass.

However, different estimates are not rather that bullish. JPMorgan CEO Jamie Dimon suggested precocious past twelvemonth that golden could scope $10,000 an ounce (14), portion UBS precocious raised its people to $6,200 for the extremity of 2026 (15).

A golden IRA is 1 enactment for gathering up your status money with an inflation-hedging asset.

Opening a golden IRA with the assistance of Goldco allows you to put successful golden and different precious metals successful carnal forms portion besides providing the important taxation advantages of an IRA.

With a minimum acquisition of $10,000, Goldco offers escaped shipping and entree to a room of status resources. Plus, the institution volition lucifer up to 10% of qualified purchases successful escaped silver.

If you’re funny whether this is the close concern to diversify your portfolio, you tin download your escaped golden and metallic accusation usher today.

Invest successful “people’s money”

Another plus Kiyosaki often champions is bitcoin — which helium calls “people’s money.”

It’s worthy noting that bitcoin has plunged by astir 40% implicit the past year. But Kiyosaki claims the constricted fig of coins disposable makes it a worthwhile investment.

“There volition beryllium lone 21 cardinal Bitcoins. Fake Government wealth is unlimited….infinite. That means Bitcoin increases successful worth arsenic the US dollar goes down successful purchasing power,” Kiyosaki wrote connected X (16).

For investors who tin tummy the volatility, newer platforms person made crypto much accessible.

If you’re looking to diversify beyond accepted stocks and ETFs, Robinhood Crypto lets you bargain and merchantability cryptocurrencies with arsenic small arsenic $1.

With immoderate of the lowest trading costs connected mean successful the U.S., you could extremity up with up to 2.7% much crypto compared to different platforms.

Robinhood Crypto makes it casual to marque investing a wont with recurring buys connected a fixed schedule, portion giving you entree to each your favourite coins — from Bitcoin and Ethereum to Solana, Dogecoin, XRP, and more.

You tin besides transportation crypto securely to different wallets, acceptable customized terms alerts, way marketplace trends, and negociate your portfolio each successful 1 place.

Robinhood ensures the information of your cryptocurrency is simply a apical priority, with the bulk of coins held successful offline acold storage. Robinhood besides carries transgression security against theft and cyber breaches, and 24/7 lawsuit enactment is disposable if you request help.

Diversify similar the ultra-rich

Investors with superior connected hand, oregon the ultra-rich, are well-known for their quality to diversify. And immoderate of them are turning distant from the banal market.

As Kiyosaki precocious posted, “My question is, “If determination is simply a monolithic clang successful 2026, volition you go richer oregon poorer? I program connected getting richer (17).”

And helium isn’t the lone one.

“It’s apt there’ll beryllium a 10 to 20% drawdown successful equity markets sometime successful the adjacent 12 to 24 months, ”Goldman Sachs CEO David Solomon said portion speaking astatine the Global Financial Leaders' Investment Summit successful November 2025 (18).

Meanwhile, the Shiller P/E has soared past 40x, a level past seen successful 1999, hinting that the decennary up whitethorn bring below-average returns for those tied to the S&P 500 (18). A clang similar the 1 Kiyosaki has been predicting could besides origin stocks and bonds to driblet successful tandem, compromising immoderate portfolio utilizing the classical 60/40 split.

With these informing signs, diversification isn’t conscionable astute — it could beryllium essential.

A finer alternative

Billionaires similar Jeff Bezos and Bill Gates proceed to put heavy successful stocks, but they besides carve retired a information of their portfolios for assets that behave otherwise from the market.

One standout example: post-war and modern art, which outpaced the S&P 500 by 15% from 1995 to 2025 portion showing near-zero correlation to accepted equities.

Until recently, this satellite was off-limits. Now, with Masterworks, you tin bargain fractional shares successful multimillion-dollar works by icons similar Banksy, Picasso and Basquiat. While creation tin beryllium illiquid and typically requires a semipermanent hold, it offers unsocial portfolio diversification.

Masterworks has sold 27 artworks truthful far, yielding nett annualized returns similar 14.6%, 17.6% and 17.8%.

Moneywise readers tin get precedence entree to diversify with art: Skip the waitlist here

Note that past show is not indicative of aboriginal returns. Investing involves risk. See important Regulation A disclosures astatine Masterworks.com/cd