Oppenheimer Lowers Chicago Atlantic Real Estate Finance, Inc. (REFI) from Outperform to Perform

On March 16, 2026, Oppenheimer lowered Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) to Perform from Outperform.

On March 12, 2026, Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) announced fourth-quarter and full-year 2025 results. The institution noted beardown portfolio enlargement led by caller originations. Co-CEO Peter Sack stated that the corp maintained choky underwriting and shielded implicit 90% of its portfolio from involvement complaint reductions utilizing fixed oregon adaptable rates with floors. The steadfast made $51.1 cardinal successful caller loans and received $40.4 cardinal successful repayments from January 1 to March 12, 2026. The steadfast reported $98.4 cardinal successful drawn leverage astatine the extremity of the twelvemonth and astir $50.0 cardinal successful full liquidity arsenic of March 12, 2026. The institution expects a dividend payout ratio of 90% to 100% of distributable net successful 2026. The steadfast has stated that it whitethorn state a peculiar dividend successful the 4th fourth to conscionable taxable income organisation obligations.

Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) is simply a market-leading commercialized owe REIT that uses extended existent estate, credit, and cannabis acquisition to originate elder secured loans chiefly to state-licensed cannabis businesses successful limited-license states crossed the United States.

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