Why One Fund Dumped $74 Million of Bank OZK Stock Despite a Record $180.5 Million Earnings

2 days ago 4

Jonathan Ponciano, The Motley Fool

Tue, December 9, 2025 astatine 11:18 AM CST 5 min read

New York City-based Senvest Management sold astir 1.6 cardinal shares of Bank OZK successful the 3rd quarter.
The determination marked a afloat exit, reducing vulnerability by astir $74.4 million.
The presumption antecedently accounted for 2.5% of the fund's assets nether management.
These 10 stocks could mint the adjacent question of millionaires ›

New York City-based Senvest Management afloat exited its presumption successful Bank OZK (NASDAQ:OZK) during the 3rd quarter, reducing its holdings by astir 1.6 cardinal shares with an estimated $74.4 cardinal successful value.

According to a filing with the Securities and Exchange Commission dated November 14, Senvest Management sold its full involvement successful Bank OZK (NASDAQ:OZK) during the 3rd quarter. The money divested astir 1.6 cardinal shares, which had antecedently represented 2.5% of its reportable assets.

Top holdings aft the filing:

NASDAQ: WIX: $442.1 cardinal (14.2% of AUM)
NASDAQ: TSEM: $405 cardinal (13% of AUM)
NYSE: EPAM: $146 cardinal (4.7% of AUM)
NYSE: PATH: $145.3 cardinal (4.7% of AUM)
NASDAQ: ILMN: $134 cardinal (4.3% of AUM)

As of Tuesday, shares of Bank OZK were priced astatine $47.10, astir level implicit the past twelvemonth and good underperforming the S&P 500's astir 13% summation successful the aforesaid period.

Metric

Value

Revenue (TTM)	$1.7 billion
Net Income (TTM)	$721.7 million
Dividend Yield	4%
Price (as of Tuesday)	$47.10

Bank OZK offers a broad suite of retail and commercialized banking services, including deposit products, existent property and concern lending, owe solutions, and spot and wealthiness absorption services.
The institution generates gross chiefly done nett involvement income from lending and deposit activities, arsenic good arsenic fee-based income from treasury management, trust, and paper processing services.
It serves individuals, businesses, and organization clients crossed aggregate states, with a absorption connected determination markets successful the confederate and eastbound United States.

Bank OZK is simply a determination fiscal instauration with a beardown beingness successful retail and commercialized banking, leveraging a diversified portfolio of lending and deposit products.

Even with a level stock terms this year, a afloat exit from a long-held determination slope presumption tin awesome an important displacement for semipermanent investors — particularly erstwhile the concern itself is inactive producing grounds results. Bank OZK conscionable posted different 4th of grounds nett income and grounds EPS, underscoring that Senvest’s determination reflects a portfolio rotation alternatively than a deterioration successful fundamentals. The slope reported $180.5 cardinal successful third-quarter nett income, up 1.9% twelvemonth implicit year, and grounds diluted EPS of $1.59, supported by beardown nett involvement income and unchangeable plus quality.

For investors, a merchantability of this size — astir 1.6 cardinal shares — removes a meaningful active-manager endorsement, but it doesn’t alteration the bank’s operational trajectory. OZK continues to turn superior ratios and has expanded to much than 260 offices crossed 9 states, giving it standard advantages uncommon successful determination banking. Still, its banal has lagged the broader market, a reminder that dependable fundamentals bash not ever construe into near-term outperformance.

Ultimately, Bank OZK remains a fundamentally beardown determination lender, but its muted banal show highlights the situation of owning banks successful a rate-sensitive environment. Long-term investors should measurement OZK’s accordant profitability against slower stock momentum and see whether the bank’s valuation present offers a borderline of safety.