Vanguard Opens XRP ETF Access to 50 Million Clients: Could This Push XRP to $3 by January?

2 days ago 5

Sam Daodu

Mon, December 15, 2025 astatine 9:16 AM CST 7 min read

Coin Ripple XRP connected inheritance cryptocurrency trading illustration connected machine screen. Digital money, banking, investment, concern and concern concept.

Vanguard opened XRP ETF entree to 50+ cardinal clients connected December 2, 2025, reversing years of avoiding crypto and adding organization credibility to XRP investments.
XRP ETF inflows deed $1B wrong 4 weeks, the fastest gait since Ethereum ETFs launched successful July 2024, with 15 consecutive days of nett inflows and zero outflows.
Vanguard advisors run connected quarterly reappraisal cycles, meaning superior deployment spreads crossed weeks oregon months alternatively than concentrating successful January, which could hold XRP’s tally to $3 until Q1 oregon Q2 2026.
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Vanguard's XRP ETF determination conscionable broke years of crypto silence. On December 2, 2025, the $11 trillion plus manager opened XRP ETF entree to 50 cardinal clients, reversing its long-standing presumption against integer assets. The Vanguard XRP ETF entree marks a watershed moment—the aforesaid steadfast that spent years avoiding crypto portion competitors launched Bitcoin and Ethereum ETFs conscionable made XRP investable for mainstream America.

With 50 cardinal clients present capable to summation XRP (CRYPTO: XRP) vulnerability done acquainted advisory channels, the cryptocurrency enters a antithetic phase. The question present shifts from whether XRP qualifies arsenic investable to whether XRP volition scope $3 by January 2026. That extremity depends connected however rapidly Vanguard advisors allocate and however markets respond to sustained XRP ETF inflows.

text connected connection vanguard from grey woody letters connected a achromatic background

Vanguard's determination carries weight—this is the steadfast that built its estimation connected conservative, low-cost investing. Managing astir $11 trillion successful assets, Vanguard spent years keeping crypto astatine arm's magnitude portion competitors piled in. The firm's December 2, 2025 reversal wasn't conscionable a argumentation update, but a awesome that XRP crossed the credibility threshold.

The existent interaction centers connected distribution. Vanguard advisors tin present allocate XRP vulnerability done regulated ETFs with zero other approvals oregon workarounds. Suddenly, the friction disappears—XRP present moves from optional vulnerability to embedded availability wrong advisor-managed portfolios wherever astir superior decisions hap implicit time.

Vanguard's hazard and compliance teams signed disconnected connected aggregate XRP ETFs aft years of hesitation—a stamp of support driven by regulatory clarity pursuing the August 2025 SEC settlement. XRP present fits wrong mainstream concern models, shifting from a speculative plus to approved allocation wrong status accounts and diversified portfolios.