This $500k Retirement Portfolio Pays $7,700 Per Month

1 hour ago 4

Omor Ibne Ehsan

Wed, December 17, 2025 astatine 8:55 AM CST 6 min read

iShares 20+ Year Treasury Bond Buywrite Strategy ETF (TLTW) yields 13.92% done covered calls connected semipermanent Treasury bonds.
TLTW holdings apt payment from Fed complaint cuts arsenic semipermanent bonds summation successful value.
A three-ETF strategy combining TLTW with golden and metallic covered telephone funds targets 18.5% full yield.
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If you privation a $7.7k monthly income connected a $500k portfolio, immoderate whitethorn telephone you crazy, but it is inactive possible. ETFs similar the iShares 20+ Year Treasury Bond Buywrite Strategy ETF (BATS:TLTW), FT Vest Gold Strategy Target Income ETF (BATS:IGLD), and the Ubs Ag Etracs Silver Shares Covered Call ETN Exp 21 Apr 2033 (NASDAQ:SLVO) springiness you precise precocious yields and a respectable information illustration that tin boost your yields massively if you enactment them successful your portfolio.

The drawback is that these ETFs unsocial should not represent your full portfolio. If you person a portfolio of, say, $1 million, and you privation a small much income, you tin acceptable speech $500k to higher-yielding ETFs similar these to boost your wide income portion having immoderate funds to autumn backmost connected conscionable successful lawsuit they don't bash arsenic well.

If not, you should lone pursuit much output if you autumn into immoderate of the 2 pursuing categories:

You are nearing the extremity of your retirement, and you privation to extremity it lavishly.
You're struggling to marque ends meet, and you're consenting to sacrifice immoderate information for yield.

A $500k portfolio churning retired $7.7k per period means $92.4k a year, oregon an 18.5% yield. The pursuing 3 ETFs tin marque that happen. You tin compression retired adjacent much output if you allocate much wealth to the higher-yielding ones, but I'll presume you're conscionable going to divided your wealth arsenic among them for the involvement of this article.

The FT Vest Gold Strategy Target Income ETF gives you vulnerability to the terms movements of golden via the fashionable SPDR Gold Trust ETF (NYSEARCA:GLD) portion besides generating a accordant monthly income. Simply put, it tracks golden but adds other income by penning telephone options connected golden and past collecting premiums.

Your emblematic covered telephone ETF that targets the banal marketplace besides generates its income this way. The quality is that golden is overmuch much apt to enactment coagulated done a recession. One atrocious jobs report, oregon a large institution similar Nvidia (NASDAQ:NVDA) reporting a atrocious quarter, tin nonstop covered-call ETFs similar JPMorgan Equity Premium Income ETF (NYSE:JEPI) down by treble digits. They're lone flashy contiguous owed to the extended rally.