45% of Gen Z want crypto for Christmas, but this gift comes with risk. Here are 2 safer alternatives some experts prefer

They utilized to privation things similar sneakers, gadgets and acquisition cards. But this year, each that Gen Z seems to privation for Christmas is crypto.

According to a caller survey, 45% of Gen Z accidental they would emotion to unwrap cryptocurrency gifts connected Christmas morning, which is astir treble the complaint of each Americans astatine 28% (1).

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With Bitcoin prices dipping to astir $92,000 aft peaking astatine much than $125,000 backmost successful October 2025 (2), galore young radical look to deliberation this is the close clip to bargain into this plus class. Plus, the Trump administration’s pro-crypto attitude, with the president signing an enforcement bid designed to enactment the U.S. crypto manufacture (3), seems to beryllium alluring to young investors.

Meanwhile, galore successful Gen Z study choky budgets successful today’s economy. In fact, a study from January 2025 recovered that 69% of Gen Z unrecorded paycheck to paycheck (4). With that successful mind, getting crypto arsenic a acquisition — arsenic opposed to buying it themselves — whitethorn marque a batch of consciousness for young investors.

But is buying cryptocurrency for the Gen Zers successful your beingness truly a bully idea?

While receiving cryptocurrency arsenic a acquisition could perchance connection ample returns with nary out-of-pocket costs, crypto whitethorn not beryllium the champion fiscal plus for young radical who whitethorn inactive beryllium learning however to put and negociate money.

Cryptocurrency is simply a highly volatile plus class, with a valuation that’s often subjected to monolithic swings up and down. With this successful mind, giving the acquisition of crypto is fundamentally akin to sticking a lottery summons successful a Christmas card. While it whitethorn look similar a bully gesture, the sheer magnitude of uncertainty and volatility surrounding crypto means it’s intolerable to archer if your acquisition volition skyrocket oregon plummet successful value.

Beyond the imaginable for giving a acquisition that loses value, managing a crypto plus requires a definite magnitude of know-how. Of course, a Gen Z crypto acquisition recipient tin ever larn however to entree and safely store their caller asset, but immoderate young investors whitethorn not beryllium up for the task.

Unlike accepted banking — wherever the banks supply information that protects your wealth — the capitalist is liable for their ain information erstwhile investing successful crypto. This work is simply a precise important portion of owning integer assets, and if a young capitalist were to misplace oregon mismanage their crypto, betterment could beryllium precise difficult.