3 Dividend ETFs to Buy and Hold for Life if the Market Crashes

1 hour ago 2

Omor Ibne Ehsan

Thu, December 11, 2025 astatine 11:06 AM CST 5 min read

iShares 20+ Year Treasury Bond ETF (TLT) offers a 3.97% monthly dividend output backed by long-dated U.S. authorities debt. TLT surged from $93 to implicit $122 successful precocious 2008 during the fiscal crisis.
iShares Global Consumer Staples ETF (KXI) provides 2.38% output with planetary diversification. The dollar fell 11% against the Euro since aboriginal 2025.
iShares US Pharmaceuticals ETF (IHE) returned 26.7% year-to-date and outperformed QQQ. Nearly fractional of IHE is concentrated successful Eli Lilly and Johnson & Johnson.
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Dividend ETFs whitethorn beryllium the champion concern you tin marque today. The iShares 20+ Year Treasury Bond ETF (NASDAQ:TLT), iShares Global Consumer Staples ETF (NYSEARCA:KXI), and iShares US Pharmaceuticals ETF (NYSEARCA:IHE) are worthy considering first. These ETFs tin assistance you thrust done a near-term marketplace clang by providing ballast portion providing you with income to borderline retired inflation. You tin rotate your gains into these ETFs for the abbreviated term, oregon you could clasp them for the agelong run.

The second gives you snowballing returns implicit a longer period, whereas the erstwhile volition enactment arsenic a reserve you tin trust connected if and erstwhile the banal marketplace crashes. You tin past rotate retired of these ETFs and bargain up beaten-down stocks.

Let's instrumentality a look astatine each of them successful detail.

The iShares 20+ Year Treasury Bond ETF tracks the ICE U.S. Treasury 20+ Year Bond Index, which measures the show of U.S. Treasury bonds with remaining maturities of 20 years oregon more. You get vulnerability to long-dated U.S. authorities indebtedness done a azygous liquid ETF, and it's improbable to tumble during a recession. If anything, it should rise.

Government bonds with agelong maturities travel with higher yields and acceptable the modular for what is considered a "safe yield" for the remainder of the market. These are backed by the U.S. government, truthful it'll beryllium the past domino to fall.

Moreover, the output you get is precise charismatic present and is worthy buying into earlier further involvement complaint cuts. TLT gets you a 3.97% dividend output that is paid monthly. This output is precise sticky owed to the 20-year-plus maturity connected the underlying bonds. When the marketplace tumbles and the Fed issues exigency involvement complaint cuts, semipermanent bonds volition beryllium among the lone fewer harmless assets to clasp for a respectable yield.

As a result, they could spike significantly, conscionable similar they did successful precocious 2008. TLT jumped from $93 to implicit $122 successful a period backmost past earlier normalizing arsenic the recession waned.